Good day, Dr. S. Palaniappan. I'm Arjun. I've had a look through your background and your professional record. I'm interested in hearing more about your work and how you see yourself fitting in here with our faculty. Ready to start?

Yes.

And.

OK.

Hello.

Am I audible now?

Mr. Doctor is palliative.

Faculty at SABM Nagpur. So basically.

From Meadows University and then embed from Bardiya University and PhD from Bardiya.

My envelope. I got uh, uh, first passage with the distinction, and I also.

Printed papers in UGC as well as Scopus and Web of Science.

I'm having five papers in a.

ABDC Journals.

Categories, uh, and I'm also doing uh, uh.

Have completed project ICSR project along.

For the ₹12,00,000 and we have completed our.

Alternative project.

So that I am Vishnu college faculty as well as an honesty faculties. So we this is on financial well-being of Interstate migrant workers.

We need to collect data from Tamil Nadu as well as from Maharashtra and they are collected limited the project. So that is one important thing we have did and then.

Also having quite good publications and presently I'm.

Basically I'm a finance faculty handling security analyst, portfolio management as well as.

So all those kind of finance courses. So that is the basic.

Uh, I'm having 4 research scholars and they are doing well and uh.

I have received our papers, have received best paper awards, Tam conference as well as in this thing that is in EQUI contract.

So that is a basic. Research and.

And I received one best paper that is research award from the SAB. I'm not.

Is it awards for conferences that is received awards for the?

Life is a project, so that is a basic uh, uh.

And moreover, I with regard to finance, I'm handling.

And other latest subjects and I have did NCMP level 2 certification.

Completed a Bloomberg courses also.

So I also did some and I UGC, net and sled college.

Thank you for sharing those details, Professor. Based on what you've shared, I'd like to examine your alignment with the targeted skills for this position. First question: Could you briefly explain how you apply Financial Analytics in a classroom or research setting?

So basically financial analytics, what we'll do means evaluating.

OK. So what are different types of risk involved and how to measure the risk?

The risk, that is how we will, uh, do it. So basically what we'll do means we'll have some.

Questions. First portion is about how to understand top risk and then we'll do some kind of simulations to appreciate that.

And how to manage the risk? So several measurements and then management.

Because.

OK, fine. So, yeah, uh, risk measurement, what we'll do means, uh.

Uh, standard deviations are very much basic measure of risk, but in addition, if you.

And we are going to measure risk in terms of market then beta is 1 good measurement.

The stock market is volatile and how much our portfolio is volatile, that is the beta.

They're also having a safe platform, yeah.

Hello.

Yeah.

Yeah, having AVAR that is a value at risk. So this betas.

Is the standard deviation gives.

Some basic that is the portfolio is volatile, but say for example if COVID kind of some kind of.

The unexpected situation arise, then how much portfolio will be lost that is.

For that, what we are having is value at risk. That is the important thing that we will discuss.

Analytics. So for evaluating the var we will do.

So what we'll do means we'll take several years data, we'll take a few years data.

Uh, for nearly thousand times.

Yup.

Yeah.

Yeah, that's a very good question and more interesting question. So basically, uh.

Let me move to the next question. How do you ensure your students understand and apply Core Financial Management principles effectively?

I'm an entrepreneur as well as then turned into academics. So what I'll do, financial management subject or paper, what I'll do means I will take it more practically that is.

Conducting it as a class, we will take it as a case study. So what we'll do means we will imagine.

Imagine kind of entrepreneurial project. So for the project then.

Is a profitability that is financial profitability analysis, we will do it. So what are the those, what are different kinds of financial statement analysis, everything we will do it for that.

Shortlist that this is a very good project then after that what what are the source of finance, then we will evaluate that asset sites that are liability side of the finance and find out who are all the people who are ready to lend for our project. Then once that money is being.

Project or what are the ways in which we can have, where we can have the factories, what kind of machinery we can purchase, all those things are pixel dust decisions. So for our project what we'll do, we will evaluate which is the best capital project that will do it by a capital budgeting. Then once that capital budgeting is being done, then what we need to do, we need to start and run the business. To start and run the business what we require, we require working capital. So where is the working capital, what are different source of working capital?

Collected, then we need to start the project. So what we'll do, we will go for fixed assets. So then you'll do capital budgeting. So what are different ways in which identify the best?

How to manage the working capital that we'll discuss. So we started with the financial statement analysis, then source of funds, then fixed assets, then working capital and finally at the year end what we need to do, we need to give dividend to the shareholders. So that is dividend analysis. So likewise, we'll go go through the entire circle in the PNL account balance sheet. So that student will also get more interested. Why? Because they are doing it something for their project, for their entrepreneurial activity.

So that is a key thing. And finally what we'll do then for next year, what we need to do, we need to borrow something and get some leverage and enhance the business. So then we will go for leverage analysis. Likewise, it will be taken as a case based activity throughout Ascent as a semester and it will be more related to the students personal thing also.

Understood, Professor. How do you measure the success of this practical and case-based approach to teaching Core Financial Management?

Play talk, but here that is different. So here in case of.

Numerical oriented. OK, so say for how to evaluate.

How to out that problem in the working capital in that industry?

Kind of cases available. So what we'll do means we will take the cases and.

Friends to prepare some basic ideas on that and then we'll work out the case in.

I mean, they have already did some kind of home, uh, homework in that particular thing.

Knowledge. And then what we'll do, we'll further discuss the numerical part in the class.

So by this name, what they can do means they can better appreciate the realities.

Yeah. Thank you.

Let’s now discuss your approach to teaching theory and laboratory courses. How do you balance both effectively?

Teaching theory in laboratory courses.

The question once more.

Certainly, Professor. How do you ensure an effective balance between teaching theory and laboratory courses?

How to balance teaching theory and laboratory courses? OK so.

Management does a field. What we can do means business simulation.

These are also more tactical course. I will, I will tell. OK, uh, other than uh, uh, there is no laboratory courses in management, but business simulation.

Semesters so that what we'll do means it is more of.

Entered so all the not only finance, but all the management concepts in order to run a business. So what we'll do means it's software.

So how? Yeah.

Yeah, fine.

Business simulation actually they will do means there will be several teams will be created OK, so that it is made-up of home heterogeneous groups. So marketing, finance, HR, operation.

They are in the team like with some four to five members will be there. Likewise, if the class is there, then we will have it as something around.

6 to 8 teams. So teams will be created and what they will do first there there are several levels so some 8 levels will be there utilize the project and then they will their first level they design that product second level for that product they need to find out what the requirements. Third level, what they will do means they will find out.

Marketing strategies you need to find out then for employing this marketing strategy.

What are all the?

They require likewise each and every level they will find out and figure. But after certain level, after three third or fourth level, the competition round will also start.

If one student, if one team is going to come out with some product, the other team will come out with the nearby product. So then that sales will be determined only. So in the case of business simulation software mostly system will determine their sales. It gives practical output.

At the end, if you see only one team will get maximum sales or two team will get maximum. That is a practical thing that will happen in the market. So everybody has a shop but won't have maximum sales. So same concept business simulation software will also replicate and then students will.

Safe work comes, every team will think that they did best.

Get maxim that software did not work, but actually software did work according to.

Uh, things in that, uh, thing. So then what we'll do, we will explain the consumer behavior people, uh, did not went to other shops, why sales is not equally.

Like with we will explain the theory within the business simulation so like practice so how that each salary payments or else that the benefits how it is going to attract. So in some companies they might not get suitable people. So all those things based on system it will simulate the.

Students will take decision according to the environment. Likewise, it will go for some.

At the end of April, yeah.

Yeah.

Got it, Professor. Moving forward: How do you approach student evaluation and exam duties to ensure fairness and academic rigor?

Please evaluate exam theories.

Yes, Professor. How do you ensure fairness and rigor while evaluating students’ performance in exams and projects? Can you elaborate?

OK, fairness and regard. OK, so basically what we need to do means basically kind of answer keys we need to develop OK, so for numerical subjects in the right answer also we need to develop as well As for theories subjects also we need to have the numeric answer.

Then based on the answer keys, we need to evaluate what are the key points and for that point, say personally this Primark question, what are the five key points? And then for each point, what is the mark?

Need to identify. Then while evaluating we need to identify whether student has.

That's right, at nearby this point. Accordingly we need to evaluate, so that will be more.

So, uh, it is uh, what we can do means outcome based also, so.

Need to get from the student and whether they are going to give the same answer or not.

But in this situation there are also some papers or some subjects where they were different answers than what we can expect in the answer key. So in that case.

Weightage to creative answers also, so that will also be incorporated circuit itself, so a different kind of answer which is more practical and.

Also we need to type to identify otherwise if some students are giving then also particularly with the marks. So if there should be a balance, it should not be just like a thing, but what a practical students will think of that also into take into account.

Community evaluate the papers moreover. Take uh uh, in finance that step by smokes everything.

Uh, uh, uh, uh, uh, regard as well as this kind of, uh, thing and more way is questionnaire setting is more important task where if you have the the question paper, same person 40% difficult, uh, person very difficult 20% you see something.

Like that, we need to fix it, according to students.

The learning and then we can also ensure that the evaluation is more fair and recover.

Group and then that will ensure that they are more.

OK. So what we need to do means we need to collect feedback once, probably in the mid as well as in the end. And what we can do means we can evaluate.

Thank you for that detailed explanation, Professor. How do you incorporate feedback from students into this process to improve the fairness or effectiveness of evaluation methods?

And accordingly, we can modify, uh, the style, the colors that uh, uh, requirements of the students. And then accordingly, we need to change the track or else we need to, uh, you know, add more.

To that teaching so that students can get students.

Uh, this is being what they want. So this will feedback system also help.

Who are all the weak students and how we can tackle them? So that will also be there and.

What are the best performing students and then what kind of better improvement opportunities for them So it will give a 360 degree idea about the.

Capacity and accordingly we can provide a better inputs or better teaching to them.

Understood, Professor. Let’s discuss your experience guiding student projects and research. How do you mentor students through their research journeys effectively?

So if you take research, that is an important thing, uh, be add value to the students as well as to us. So basically what we'll do means, uh, uh, internship projects. So that can also be converted. So what we need to do means the way for internship, then we need to, uh, give the idea that this just a practical thing, but it can also be converted into a research project. Accordingly or data collection.

Uh, so the topic discussion, so everything will students at each and every internship meeting. Uh, so first we'll give some kind of input regarding, uh, topic selection. Then what are the datas we require then hypothesis. Likewise, each and every input, uh, based on that projects development, we need to give the input. And accordingly, the students will also do it in the company that it will be a project for them as well as.

Of, uh, such proud.

Student. So in two ways they can benefit and the faculty can also benefit through that. Maybe we can have also. We have published several papers in.

As well as in management journals. Then apart from this or else be the UG students, Btech students guiding the another is we need to guide that is PhD students. That is because they are not like UG students or PG students. They are doing it for for their research.

As the core objective. So then what we need to do may.

To ask them to get some better, uh, inputs, we need to train them for jobs and how to get the data and how to analyze it. We need to give inputs to ask them to train with regard to scope, SPSS or analysis. So what are the tools they need to achieve so that we need to to do it and accordingly according to the types of project they are doing thesis they are going to.

They will not. They have very high AI percentage means then how then we need to counsel them and then ask them to write it on the.

Add them in each and every step. Sometimes they will.

What we need to do means that it's more of a you won't.

Three-year period. So we need to sometime, uh, if the paper is not accepted.

Discourage it then we need to encourage them and when they have a obligation they will be more happy. So at that time we we can better get the output from them.

It is a one to one relationship where.

We need to guide them so that they can after some time they will also know that working how the.

Going on and they will feel satisfied also, so that is the important.

Uh, since uh, one of my scholar has uh, got UH-2 best paper awards and.

Uh satisfied also like this then the output will be better also.

Understood, Professor. Thank you for sharing your approach in mentoring students. Let’s discuss your communication and teaching methodology. How do you ensure clarity and structure in your teaching approach, especially for complex financial concepts?

So clarity in teaching basically numerical case based orals problem based. So what we first we need to.

Explain the theories. So what are the theoretical concepts?

Then, uh, what are all the basic, uh, ideas, Uh, and then what we need to do, uh, we need to explain them one by one the problems. And then what are different ways of?

So by this way, what we can do means we can give a better input to the students about uh.

Coming and moreover, uh, uh, blackboard based.

This one that is problem solving as well as.

Excel or else other software also we can use it to do that one.

There are safe personal marketing or financial services likewise.

Corporate strategies, uh, so this kind of papers are more, uh, pract.

Here's what we can do means we can give lot of live examples so that they're interesting for the student as well as they can easily appreciate the concept also.

Concept is first we need to have that class.

What are all the topics we are going to cover in that particular unit and then spanning the theory in that particular portion and then going to particular numerical explaining the particular?

Concepts 1 by 1 so only summarizing. So this will ensure that they are getting what is being.

They are. They are able to get what the subject is having and they will have.

Thank you, Professor. Let's now discuss your publications and research contributions. Can you outline your approach to publishing in reputed journals and the strategies you use to maintain scholarly rigor?

2 approaches, 1 is quality-oriented, other one is quantity oriented. So basically.

It depends on basically uh.

Moreover, that I did my PhD or else I did actually from Bardian University, but at the time I was at.

Understood

Was quality oriented, so there what we did means.

OK So what I did means uh uh we more concentrate ABDC journals and published 2 papers in.

Is that so? Then it will take some more time, but one easy sometime we can go for conferences and through conference, if the paper is accepted, we can.

That is one way and then once we can on our own or submit if in if there is any new novel topic, then we can publish. That is one important way. Then quantity wise here focused on quantity wise. So in the last year nearly around.

Yeah.

Hello.

Yeah, your voice is breaking. Can you tell away?

Yes, Professor. Shall we proceed?

Certainly, Professor. Let’s continue smoothly. Based on your resume, certifications, and experiences, I see you're quite accomplished. Now, how do you align your research with practical industry applications or consultancy projects?

Yeah, the is this a project is actually it's a only a project. So actually my PhD is also a kind of a practical thing only so that I did that is entrepreneurial orientation comp.

Practical industry application consultancy.

Basically, I was from industry, so I took, uh, that industry topic and.

As the extension of that same thing only or similar thing more social oriented thing.

ISIS or project So how? What determines the financial well-being?

Uh, Interstate migrant workers. So that is the topic that we did, uh, took, uh.

Uh, ISIS or project and because of that, uh, relevance of the top team, I said also awarded the project as well as, uh, uh.

Several semi analysis and all so, uh, what the industry wants special kind of thing. Other one is uh, uh, companies what they want. So what we can.

Chinese also underwater all the research requirements or what are all the, uh, needs of the companies? Based on that, we can do some projects for marketing.

Study those things and all we can do it. And other one is social oriented projects where?

I thought sponsoring agencies or that.

Like DST, ICSR and all and that we need postal and then if it is accepted then definitely we can do it. So here the proposal for after that one here there is also internal.

Thing. So for that also we have submitted proposal that is also social oriented project.

Projects not only give us research output but also give us the.

Conducting the research as well as give some kind of.

It is performing so we can go to the market and get some data so.

Yeah, around it as well as that a project providing a lot of benefit regarding.

Getting the data and getting it and getting some policy implementations, getting some policy for implementations when they provided several policy implementation to the government. So these are some benefits of the project.

In this way, we can, uh, approach either companies or government institutions or any social institutions for getting the consultancy project.

Understood, Professor. Thank you for sharing those insights. That concludes the evaluation of core skills for this round. Thank you for your detailed responses and time.

Thank you.

So I did not understood how this thing could be, but it is not to what I how we are going to talk with the individual in the real inter it happened. OK, thank you very much.

Professor, could you clarify your question or concern? Are you asking about the structure of this interview or something specific related to the role? Let me know how I can assist you.

That initially I was wondering how this interview will be.

There are a few questions and I understood OK, this is more like inter.

So it is not like, uh, answering to uh, yeah, it's more like answering to a.

That was uh, yeah.

Understood, Professor. Let's begin with a focused academic question. Could you describe the teaching environment you prefer most—whether it's a traditional lecture approach, seminar-style discussions, or a more hands-on, interactive method—and why?

It depends. OK, we can't tell them this is better. That is better.

Truly kind of mix should be there because hands on approach.

Same for Monte Carlo simulation, we can go but what is the theory behind this quarter different types of risk then we need to go for theory. So it is a mean.

So traditional method, yeah.

Yeah.

Professor Palaniappan, I see that you collaborated on a project titled "Impact of Digital Financial Capability and Financial Literacy on Financial Well-being of Inter-State Migrant Workers." This ICSSR-funded project seems impactful. Could you describe the core findings of this research? Specifically, how does digital financial literacy influence migrant workers' financial well-being?

Yeah.

There are different kinds of inputs.

The digital financial literacy, we thought that it's more.

But if you see, there are still, uh, in migrant workers, there are several hands peoples, uh, uh, major chunk of people who are not even having mobile phones. There are some people who are having a basic phones so that a digital financial.

Literacy is very much limited among migrant workers and moreover those who are you so using it with limited purpose only Gpay or something they are but other than that they are not using it. So in that case that.

Concern for migrant workers and moreover, they are moreover worried about, uh, the usage also, uh, if they, uh, made some payment.